Category Archives: Cash

MerchantCashinAdvance.com Shows Rapid Growth in the 2011 Merchant Cash Advance Industry

Posted by on July 3, 2011 1 comment

MerchantCashinAdvance.com Shows Rapid Growth in the 2011 Merchant Cash Advance Industry

MerchantCashinAdvance.com paves the way in 2011 for credit card processing businesses.

Dallas, TX (PRWEB) June 29, 2011

According to MerchantCashinAdvance.com, tough times are still ahead for small businesses throughout US. The sluggish economy is showing no signs of recovery. While the real estate market continues tumbling, the weather gods aren’t showing any mercy lately; as droughts have hit major cotton producing states like Texas and New Mexico, the total agricultural production is going to dip significantly as well.

It seems like the only way out for small businesses is to either shift their business out of the US, or outsource the jobs to cheap labor overseas. Money isn’t flowing anywhere and small business owners are stuck.

However, according to MerchantCashinAdvance.com, the shortage of capital among the small businesses has given hopes to the Merchant cash advance industry. Which has shown some rapid growth in the past two years alone (2011 saw a tripling in Merchant Cash Advance companies). Even though Merchant cash advance industry is more than a decade old, the industry has resurrected itself simply because businesses have no where else to turn. Merchant cash advances provide capital with less premium while avoiding the scrutiny from financial regulators with typical business loans.

Here is how Merchant cash advances work: the merchant cash advance provider gives small businesses a lump sum of money as advance, after the small business promises a considerable amount of share in their future credit card processing sales. This is also referred to as credit card factoring. The primary difference between a merchant cash advance and a typical small business loan, is merchant cash advance companies do not solely rely on the applicants credit for approval. MerchantCashinAdvance advocates a 95% approval rate for all merchant cash advance applicants.

Even though a merchant cash advance looks real simple, providers of merchant cash advances take great pain in explaining the small business owners about the difference between a traditional business loan and a merchant cash advance. To understand it simply, business loans are bound by the law (in other words secured) and merchant cash advances are unsecure since they require no collateral.

It is just like selling the future income; the merchant cash advance provider takes a small percentage of the from the credit card processing until the agreed sum is collected from the small business owner. Business loans normally would have to paid back monthly with interest, unlike merchant cash advances, which don’t have interest.

For merchant cash advance companies, a bright future seems to be ahead of them as experts say that only 10% of the merchant cash advance industry resources have been tapped by the providers so far. With the providers trying to standardize the rules in the merchant cash advance industry and with small businesses running profitable than the larger ones, the future of the merchant cash advance industry isn’t looking to shabby.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Check Into Cash Exceeds $100 Million in Volume

Posted by on June 11, 2011 1 comment

Check Into Cash Exceeds $ 100 Million in Volume












Cleveland, TN (PRWEB) February 10, 2010

Check into Cash, a national leader in specialty consumer financial services, has exceeded $ 100 million in checks cashed already this year.

Check Into Cash has cashed $ 114 million in checks in the first six weeks of 2010, putting the company on pace to exceed last year’s total of $ 450 million in checks cashed.

Check cashing is a growing segment of Check Into Cash’s financial product portfolio, with nearly 1,000 Check Into Cash locations in 30 states now offering the service. Check Into Cash cashes all types of checks, including tax refund, refund anticipation, payroll, government, insurance and personal checks.

Check Into Cash, known largely for being a pioneer of payday advance, began experimenting with check cashing two years ago and fully launched the service one year ago.

“Check cashing naturally fits into Check Into Cash’s existing corporate footprint and allows us to use infrastructure already in place to meet a growing demand of our customers,” said Check Into Cash President Steve Scoggins. “Adding check cashing, along with other services such as Western Union, automated bill pay and money orders, allows us to achieve our goal of being a full-service financial center that truly makes Check Into Cash a one-stop money shop.”

Reaching the $ 100 million threshold this early in the year shows the overwhelming demand for the service, Scoggins said. Check Into Cash expects even more growth as the check cashing business is buoyed by an influx in income tax refund checks through the April 15 filing deadline.

Check Into Cash, a privately-held company based in Cleveland, Tenn., is also expanding its loan service portfolio to include revolving credit loans, traditional installment loans, pawn lending, title lending and other products to meet the evolving regulatory landscape in certain states.

“The goal of Check Into Cash is to meet the needs of our customers in a fair, transparent manner and we will continue to explore new business models such as check cashing to meet those needs,” Scoggins said.

About Check Into Cash:

Founded in Cleveland, Tennessee in 1993, Check Into Cash is a specialty consumer financial services company with a core product of payday advance. Check Into Cash operates more than 1,150 branch locations in 30 states and is the founding member of the Community Financial Services Association of America (CFSA) and a leader in industry best practices. Check Into Cash offers a full suite of financial service products which include check cashing services, bill payment, wire transfer, money orders, reloadable prepaid debit cards, gift cards, title lending and ATM access in select locations. For more information, visit http://www.checkintocash.com.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







Capital Budgeting is Easier with Discounted Cash Flow Analysis Calculator

Posted by on March 29, 2011 1 comment

Capital Budgeting is Easier with Discounted Cash Flow Analysis Calculator

(PRWEB) February 4, 2005

Wheatworks Software, LLC is pleased to announce the release of Discounted Cash Flow Analysis Calculator v 1.6.00, a Windows®-based cash flow analysis tool.

Designed for investors and financial professionals, Discounted Cash Flow Analysis Calculator is an capital budgeting calculator which simultaneously evaluates cash flow series for 14 different investment projects against five discount rates for each cash flow series.

Users will appreciate the calculator’s enhanced design, quick cash flow entry, “Quick Start” help which allows them to quickly begin performing discounted cash flow analysis and the ease with which different cash flow scenarios may be compared.

For each of 14 cash flow series, Discounted Cash Flow Analysis Calculator performs the following calculations:

Initial Investment

Smallest Cash Flow

Largest Cash Flow

Cash Flow Range

Average Cash Flow

Number of Cash Flows

Undiscounted Sum of Cash Flows

Internal Rate of Return (IRR)

Undiscounted Payback Period

At the same time, using five user-defined, discount rates associated with each of the 14 investment projects, Discounted Cash Flow Analysis Calculator provides the following results for each cash flow series:

Net Present Value (NPV)

Net Future Value (NFV)

Net Uniform Series (NUS)

Modified Internal Rate of Return (MIRR)

Present Worth Cost

Present Worth Revenue

Benefit/Cost Ratio

Present Value Ratio

Discounted Cash Flow Analysis Calculator is designed for Windows® 95, 98, ME, NT4, 2000, XP Home and XP Professional. New features include a much improved user interface, quicker cash flow entry, each cash flow series can include up to 3600 individual cash flows, larger screen layout and larger font size for ease of viewing, a glossary of cash flow analysis terms, “Quick Start” help for first time users, improved graphics and faster navigation among the 14 cash flow analysis calculators, a date calculator, a decimal/fraction interest rate conversion chart, provides automatic hints, and an integrated Upgrade Center for easy, online updates.

Discounted Cash Flow Analysis Calculator may be purchased for $ 69.95 online at http://www.DiscountedCashFlowAnalysis.com. Site licenses and volume discounts are also available. This release is a free upgrade for registered users of previous versions.

Download a fully-functional evaluation version of Discounted Cash Flow Analysis Calculator from http://www.wheatworks.com. For additional information, visit http://www.DiscountedCashFlowAnalysis.com or contact Wheatworks Software, Post Office Box 7, Ruston, LA 71273.

For additional information please visit Wheatworks Software’s Press Center at http://www.wheatworks.com/press.htm

About Wheatworks Software, LLC

Since 1997, Wheatworks Software, LLC has created innovative financial calculators for consumers, professionals and companies in the financial services industries.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

CellForCash.com Unveils QuickShip, which Gets Cash Quickly into the Hands of People Selling Used Cell Phones

Posted by on March 17, 2011 1 comment

CellForCash.com Unveils QuickShip, which Gets Cash Quickly into the Hands of People Selling Used Cell Phones










Ocala, FL (PRWEB) June 18, 2005

CellForCash.com, a web site that offers cash for used cell phones, today unveiled QuickShip, a new feature that speeds up the cell phone sale process.

“QuickShip was designed for people in a hurry,” said James Mosieur, chief executive officer of RMS Communications Group Inc., CellForCash.com’s parent company. “It cuts out a number of steps and gets the used cell phone into our hands faster than ever before, and that means that we can issue a check for cell phone more promptly.”

With QuickShip, people simply go to the http://www.CellForCash.com website, fill in their information, print out a mailing label, and drop their phone in the mail. CellForCash.com then evaluates the phone, determines its value, and issues a check if the phone is one of the many models that CellForCash.com will buy.

Using the standard CellForCash.com system, people visit the website, looked up their phone model, determined its value from a listing on the website, and requested a mailer box, which is sent to them in the mail. The phone is then put in the box by the seller and sent to CellForCash.com, which sends a check by return mail.

The new feature takes a number of steps out of the process and makes it possible for the seller to get a CellForCash.com check faster than ever before. The downside, according to Mosieur, is that the phone is not appraised for value until it actually gets to CellForCash.com. Phones that are found not to have cash value are not returned to the sender.

Both QuickShip and the original system are available for use on the CellForCash.com website, Mosieur said.

“QuickShip is a great alternative for people who want to get cash for their used cell phones as quickly as possible,” Mosieur said. “Of course, there is no price guarantee, and some cell phones may have no value. In that event, the cell phones are either recycled in an environmentally responsible fashion, or they are turned over for use in our 911 program.”

RMS Communications Group donates thousands of phones every year to shelters and 911 programs across the country.

More information on the QuickShip program can be found at http://www.CellForCash.com.

About RMS Communications Group Inc.

Based in Ocala, Fla., RMS Communications Group Inc. provides consumers and businesses a convenient way to get cash for cell phones that otherwise lay idle. The company often partners with non-profit organizations that find the collection and sale of old cell phones to be an excellent source of revenue. More information can be found at http://www.RMSComm.com.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







Cash Dispatcher Announces Free Trial of Cash Management Software

Posted by on March 14, 2011 1 comment

Cash Dispatcher Announces Free Trial of Cash Management Software










New York, NY (PRWEB) March 26, 2011

Many businesses and non-profit organizations need an organized system to manage cash on hand. With that in mind, Cash Dispatcher introduced a cash management program to help businesses and organizations of all sizes manage their cash by using a friendly interface to ensure cash is deposited or transferred on time.

The Cash Dispatcher software offers a valuable solution allowing money handlers to keep track of cash with a simple and easy-to-use system. The software can count cash in various currencies and provides businesses and organizations with simple bookkeeping and budgeting needs. The software can also be used to summarize cash from various sources of revenue such as each department or floor. Cash Dispatcher allows users to create as many files as need; use one file to control cash in drawer, one file to control cash from sales, and even one file for budgeting.

The 20 day free trial poses no obligation or risk and allows the use of the full program. Two versions are available for purchase. Both offer any type of business a superb way to manage cash and simple bookkeeping needs. Download the Version One free trial of this cash management software today at http://www.cashdispatcher.com

Cash Dispatcher simplifies the management and movement of cash on hand with adequate checks and balances for counting cash. Many systems available today require extensive investment in time to comprehend the accounting and procedural implementation of software. Cash Dispatcher keeps it simple. Cash Dispatcher is ideal for all organizations, big or small that are handling cash or counting money frequently. If cash is accepted, you need Cash Dispatcher. Visit their website at: http://www.cashdispatcher.com

Original content created by Madwire Media http://www.madwirewebdesign.com

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







Cash for Gold USA Warns: Watch Out For Cash For Gold Scams

Posted by on February 23, 2011 1 comment

Cash for Gold USA Warns: Watch Out For Cash For Gold Scams










Los Angeles, CA (PRWEB) April 7, 2011

Cash for Gold USA, an entity of CJ Environmental, Inc., has recently created a “scams” page where it warns its visitors about online scams and explains how its “Gold Price Maximizer” program allows its customers to generate the most value for their gold. According to Cash for Gold USA, an entity of CJ Environmental, Inc., selling gold for cash can be a scam if the wrong buyer is used. Take a look at the Cash for Gold USA “scams” page here: http://cashforgoldusa.com/scam.

The Internet is a wonderful place by anybody’s means. Nowhere else has humanity been able to connect and share information so easily, and the opportunities for profit through the Internet medium is unrivaled. Unfortunately, for every honest moneymaking scheme out there, there seem to be at least twenty scams. Those who are looking to sell their gold for cash online are by no means exempt from this ratio – the number of cash for gold scams out on the Internet is alarming in its scope.

What also makes Cash for Gold USA such a good deal is the fact that it is directly connected to a refinery. This is a hallmark of a good online gold buyer – a physical location that has a real refinery. You can validate good online gold buyers through the better business bureau to ensure that the seller is not merely a cash for gold scam.

Be sure not to get hoodwinked by the number of cash for gold scams that are out there on the Internet. It seems as though every day the Internet gets flooded with reports of yet another scam, of another unhappy individual who send in their gold for cash and yet got nothing back but empty promises.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







How to Buy a Cash Register Online by Cash Register Distributors Warehouse

Posted by on February 14, 2011 1 comment

How to Buy a Cash Register Online by Cash Register Distributors Warehouse











Rochester, NY (PRWEB) June 03, 2011

Today’s restaurant or retail shop owner in search of a cash register will notice right away that there are literally a million different sites to choose from when buying a cash register or POS (Point-of-Sale) for their small business. What many people don’t realize are the many pitfalls that come with not knowing which company to deal with or what to ask for when making a cash register purchase online.

Cash Register Distributors Warehouse has put together a list of things to watch out for when buying a cash register online include:


Used or refurbished cash registers advertised as “New”.

Used or refurbished cash registers at prices that are close to what a new register would cost.

Programming either NOT included or included for an additional fee (up to $ 120 in some cases) above and beyond the cost of the cash registers price.

Bate and switch – When a link is clicked and something else is found instead of the cash register named in the link, this usually means that the company wants to sell something else that they carry and not the model searched. This happens frequently in the higher listed sites in Google and other search engines.

No Warranty or being charged extra for a warranty. Almost every new register comes with a manufacturer warranty, so there is no need to buy one unless you want an extended warranty.

Extra shipping / handling costs not stated during the purchase process wiping out any savings that were expected.

No LIVE Support or phone number on the site to call someone with your cash register questions or programming concerns. Be sure to deal with a subject matter expert not a vending machine.

Finding a generic cash register site full of cash register terms that are confusing and have no purpose other than increasing its page ranking in Google.

Cash Register Buy Tips

“New” should mean just that…NEW…from the manufacturer not NEW to you.

Programming – ask if it’s extra or if it’s included in the cash registers published price. In our case we will do the programming at NO COST and to exact specifications.

Confirm cash register model numbers so that you are talking about the same cash register. Many Sharp, Casio and other cash registers have very similar model numbers. It matters!

Warranty – This is a given, but be sure that the cash register comes with an original warranty and in our case we have that, plus we offer a 1-year NO COST warranty on all of our cash registers for aditional piece of mind.

Shipping – This matters when trying to control the total cost of a cash register. To compare your overall cost this information is important to have before your purchase is made and don’t be afraid to ask for a WRITTEN quote.

Talk to a Human – This may sound old fashioned but probably the biggest mistake people make is to buy a cash register online via a shopping cart. What the final purchase will include will be anybody’s guess since the vital programming of the cash register will probably NOT be included and there is nothing worse than being held hostage AFTER the purchase in order to get the cash register programmed on location.

Have more questions? Call us at 1-800-836-8400 with any questions you may have about purchasing a cash register or POS system for your business. We will apply our over 100 years of expertise to help you pick out the best register to suit the needs of your store.

About Cash Register Distributors Warehouse

We sell new Cash Registers from Sharp Cash Registers, Casio Cash Registers, Samsung Cash Registers, NCR Cash Registers, TEC Cash Registers, POS Cash Registers, Electronic Cash Registers and Ink Ribbons, Paper Rolls, Tills, Drawers, Ink Rollers, Manuals and Supplies.

All of our cash registers are brand new and include a 1-year No Cost Warranty and can be fully programmed at No Cost to your specifications. Many include free freight and same day shipping.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







Fast Cash Site Meets Expanding Consumer Demand

Posted by on December 22, 2010 1 comment

Fast Cash Site Meets Expanding Consumer Demand










(PRWEB) July 21, 2005

As fast cash and payday loan services are expanding online, consumers are faced with a difficult decision. Which sites offer confidential and secure services? Which are allied with lenders who can provide fast cash, backed by customer service?

Fast Cash Jeannie is a fast cash site that has gained wide acceptance and popularity since it was formed to assist consumers who need short term fast cash assistance in between paydays. As the need for fast cash and payday loans continues to grow in demand, this site was created to provide fast cash assistance from a lender network ready to work quickly and confidentially with customers.

The fast cash need definitely exists. The fast cash industry is providing about $ 25 billion in short-term credit to millions of consumers experiencing cash flow problems between paydays. Unexpected, short term financial emergencies are a fact of life in today’s economy and consumers often find it more feasible to take out a fast cash advance loan, rather than incur expense late fees, bounced check charges and other related financial problems.

One of the main reasons for the success of fast cash sites like Fast Cash Jeannie is their alliance with a responsive group of fast cash lenders. The positive side of getting a fast cash or a cash advance loan is that they are so convenient. If the customer is in a temporary bind and in need of some fast cash, sites like Fast Cash Jeannie provide a discreet, quick way to tide the customer’s financial situation over until they get paid on their next pay day. Even if the customer has bad credit, they can get approved for this type of fast cash personal loan.

Consumers are discovering that you can receive a fast cash loan with cheap rates and get up to 30 days to repay your fast cash loan. A fast cash loan is an unsecured loan used to solve your temporary financial needs. With the convenience of an online fast cash company like Fast Cash Jeannie, obtaining a fast cash loan is simple and quick. Often the money you need can be in your checking account as fast as the same day you apply for your fast cash loan. The length of a fast cash loan can be two weeks to up to 30 days. Often fast cash lenders will allow you to extend the length of your loan and pay only the interest due when you receive your next paycheck. Even if you extend your loan, you can still get the cheap rates agreed upon in your original loan agreement.

Fast Cash Jeannie has quickly established a reputation for reliability, customer service and responsiveness with fast cash loan approvals.

Additional information is available by visiting the Fast Cash Jeannie site.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.