Monthly Archives: February 2012

CashNow.net Graduates with New Educational Content

Posted by on February 28, 2012 1 comment

CashNow.net Graduates with New Educational Content











Cash Now


(PRWEB) February 27, 2012

CashNow.net announces the launch of its new educational content, designed to help consumers navigate the payday loan process. A payday loan is a short-term, unsecured loan that provides cash to borrowers for necessary expenses, such as medical bills, car repairs, rent or even credit card bills. This new content serves as a guide for customers to successfully complete the payday loan process, while understanding the benefits and risks associated with borrowing money from lenders in the company’s network.

“We want to help customers get the money they need without worry about hidden fees and charges,” says CashNow.net spokesman Michael Vaughn. “The articles, which are accessible from our homepage, explain in simple language how lenders determine interest rates and fees, as well as outlining the application process and loan repayment. The new information also provides details about regulations lenders are legally bound to, as well as security measures we use to protect the customer’s financial information.”

After completing a brief online application, borrowers can receive their cash now — often within the hour, or by the next business day at the latest. Potential borrowers apply through CashNow.net and are connected with lenders who compete for their business. Loan amounts vary between $ 100 and $ 1,500, and are generally repaid with the borrower’s next paycheck. Lenders are required by law to provide written details covering interest rates and fees charged on the loan before a customer signs their documents.

The site’s new educational resources describe how borrowers, after choosing a lender and e-signing the lender’s contract, can receive their loan funds via direct deposit almost immediately. Likewise, loan repayment is drafted automatically from the borrower’s checking account at the customer’s next payday. If the borrower cannot repay their loan on time, they may be able to arrange an installment plan with their lender.

Educating visitors about the payday loan process is the cornerstone of the information CashNow.net provides. Customers can apply for a loan at the updated site without a credit check. To qualify, borrowers need only be 18 years of age, a U.S. citizen or permanent resident, employed for at least 90 days, and make an income of at least $ 1,000/mo. after taxes. Additionally, borrowers must have a valid checking account in their name, a valid email address, and provide home and work phone numbers. The new content is offered by CashNow.net in the spirit of helping customers borrow money responsibly.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







Mobal Freedom Introduces New $0 Dollar Monthly Rate No Contract Cell Phone Plan

Posted by on February 25, 2012 1 comment

Mobal Freedom Introduces New $ 0 Dollar Monthly Rate No Contract Cell Phone Plan











Mobal Freedom No Contract Cell Phone Plans from $ 0 monthly


New York, NY (PRWEB UK) 23 February 2012

While Americans need cell phone service, expensive provider plans and long contracts have made for a huge expense in a difficult economy. Mobal Freedom, who specializes in no contract cell phones and cheap cellphone plans, has come to the customer’s rescue with the introduction of a new monthly cell phone plan that charges no monthly fee and only charges customers for their usage when they use the phone. “This is a great service for low-call users as it provides the comfort of having a cell phone service available exactly when they need it and they don’t pay a cent when they don’t use it,” said Mobal Freedom Marketing Manager Jared Owen.

Customers can purchase the plan with one of Mobal Freedom’s four handset choices or purchase a SIM only package and use it in their own unlocked handset. With prices starting at a low $ 29, the four freedom phone choices provide great value with phones that are user-friendly and packed full of great features.

Mobal Freedom also offers four additional no contract cell phone plans that range from 100 to 500 anytime minutes a month with the cheapest plan starting at just $ 9.99 a month. The minutes can be used for calls, texts and mobile Internet with carryover of unused minutes and no cancellation fees. “The introduction of our new $ 0 dollar monthly plan continues our reputation for providing the cheapest cell phone plans available anywhere with great service, options and no contracts,” said Owen.

Ordering with Mobal is simple and secure as customers merely provide address, email and credit card info via their secure online ordering page. “The customer orders their plan and phone securely online, the selected number is emailed and the phone arrives by FedEx ground within three days of the order,” said Owen. “If the customer is not totally delighted with their Mobal Freedom service for any reason, they can return it within 60 days for a full, quick, no-hassle refund.” For more information, please visit http://www.mobalfreedom.com

Company Information:

Mobal Freedom provides cell phone service to residents of the U.S. via a selection of no contract cell phone plans starting from $ 0 per month. For more information on the company and the new $ 0/month plan, visit http://www.mobalfreedom.com, call 888-449-8168, or email the customer support team at support(at)mobalfreedom(dot)com. Mobal Freedom is a division of Mobal Communications established in 1995.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







Short Sales To Get Easier and Faster if New Proposed Bill Passes

Posted by on February 21, 2012 1 comment

Short Sales To Get Easier and Faster if New Proposed Bill Passes











John McGeough and Anthony Lamacchia are the #1 Real Estate Agents in Massachusetts


Waltham, MA (PRWEB) February 18, 2012

John McGeough and Anthony Lamacchia, co-brokers/owners of McGeough Lamacchia Realty, Inc., fully support a new bill introduced this week that they believe will help the real estate market by stabilizing home prices and reducing the housing inventory.

Senators Lisa Murkowski, Scott Brown, and Sherrod Brown are proposing a bill requiring mortgage lenders to make a prompt decision on whether to allow a short sale at the request of a home buyer. This bill, “Prompt Notification of Short Sales Act,” will require a written response from the lender no later than 75 days after the receipt of the written request from the buyer.

Making it easier for buyers to purchase short sales will reduce the amount of time it takes to sell these homes and reduce the overall number of foreclosures. This benefits home sellers, buyers, lenders, and neighborhoods with distressed properties.

“If this bill goes into law in time it would contribute to an increase in home prices because it would get more buyers to buy short sales and more sellers to pursue short sales,” says co-broker/owner John McGeough.

This bill will require that the lender’s written response to the buyer must specify whether the request was approved, if more time is required, and, if they do need more time, the servicer must estimate a date a decision will be reached. The loan servicer is limited to one extension no longer than 21 days. This will give the distressed homeowner a more definite timeline for when the short sale will be completed so they can plan their move better.

“We applaud Senators Brown, Murkowski, and Sherrod for putting together guidelines that banks must follow,” says co-broker/owner Anthony Lamacchia. “Big banks have gone too long without being held to some laws with regard to short sales.”

Back in April 2011, Representatives Thomas Rooney of Florida and Robert Andrews of New Jersey introduced a similar version of this bill but it never came up for debate before a House committee before the legislative session ended.

The previous version of this bill said that that if a borrower submitted a written request for a short sale of a home and if they didn’t receive a written response within 45 days, the request would be considered approved. This new version extends the response time for lenders but includes a penalty if they fail to comply.

If the loan servicer doesn’t respond to a buyer’s request within the 75 day period, the buyer may be awarded $ 1000, plus reasonable attorney fees, per violation of the Act (this Act does not apply to mortgages where the borrower and the servicer have entered into a written agreement before the date of the enactment of this Act).

This bill would hold banks accountable to specific standards that they must follow, streamlining the process for everyone involved in the short sale transaction. It would make short sales more attractive to buyers and eliminate the uncertainty related to buying a short sale, resulting in more sales of distressed properties. This reduction of housing inventory will assist the stabilization of home prices and the real estate market.

About McGeough Lamacchia Realty:

McGeough Lamacchia is the #1 Real Estate Agency in Massachusetts and named one of the Top 100 Real Estate Teams in the country by the Wall Street Journal. In 2011 they sold more homes in Massachusetts than any other real estate agents or teams for the second year in a row. They are a full service real estate agency specializing in short sales in Massachusetts and New Hampshire.

Learn more about short sales by viewing the The Truth About Short Sales.

For more on this story, visit the New England Short Sale Blog.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







Academy of Learning Toronto Launches New Website

Posted by on February 18, 2012 1 comment

Academy of Learning Toronto Launches New Website










Toronto, Ontario (PRWEB) February 14, 2012

Academy of Learning Toronto, a leading career college in the Greater Toronto Area, has launched a new website. The new site places an emphasize on usability, streamlining the Academy of Learning Toronto’s program offerings, student services and admissions process. Space has also been provided to highlight the accomplishments of past students and graduates.

The Academy of Learning has three Toronto campuses: Albion and Islington, Downtown East and Downsview. The new website will help prospective students better understand the benefits of career training and will provide information on the facilities and course offerings at each GTA location. Programs offered at Academy of Learning Toronto include:


    Accounting & Payroll Courses
    Business Programs
    Healthcare Training
    IT Programs
    Web Designer Courses
    Customer Service Training
    Office Administration Programs
    Insurance Courses

The Academy of Learning is the largest college in Canada, winning the Consumer Choice Award between 2002 and 2010. For over 25 years, the college has focused on offering students comprehensive career training programs with experienced instructors and flexible schedules. Across the country, Academy of Learning offers more than 35 diploma programs in a number of fields, emphasizing a varied teaching approach that includes written material, online instruction, audio lectures and simulated labs.

Academy Of Learning is a member of the Ontario Association of Career Colleges and National Association of Career Colleges, providing private career college classes in compliance with Ministry of Training Colleges and Universities (MTCU) under the PCC Act. 2005.

Higher Education Marketing, an analytics-driven marketing firm based in Montreal Quebec, was responsible for the website design and development.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







11-Year Run in Gold Not Over, Reports Penny Stock Detectives

Posted by on February 15, 2012 1 comment

11-Year Run in Gold Not Over, Reports Penny Stock Detectives











11-Year Run in Gold Not Over


New York, NY (PRWEB) February 14, 2012

Although gold bullion has had an 11-year bull run, Danny Esposito, co-editor for the financial web site and newsletter Penny Stock Detectives, says this move is not over. Esposito believes that gold bullion prices still have a long way to run.

“The average person has yet to participate in this market,” says Esposito.

Esposito believes that the best returns are to be found with the gold mining shares. “The miners are extremely undervalued and warrant a serious look by investors.”

Another reason that Esposito highlights to own gold bullion is that, if people lose faith in paper money, then gold mining firms will be the central banks of the world.

“They will own the most important currency in the world; gold bullion,” says Esposito.

According to Esposito, gold bullion has been used as a currency for the last 5,000 years. Before we began using the U.S. dollar as we know it today, he points out that the currency was printed as a ratio to central bank gold bullion holdings.

“Throughout history, when governments printed a lot of money, the average person turned to gold bullion to preserve his/her wealth,” says Esposito.

Even though governments are not talking much about gold bullion, research by Esposito for Penny Stock Detectives points out that their actions tell a different story. Up until the financial crisis hit in 2008, central banks were net sellers of gold bullion. However, since the money printing began in earnest in 2008, Esposito noticed that central banks around the world have begun accumulating gold bullion in record amounts.

According to Esposito, in 2010, central banks purchased 367.7 tonnes of gold bullion. In 2011, he observes that this number reached a level not seen since 1971, as central banks bought 430 tonnes of gold bullion.

“This is a staggering number,” says Esposito. As he analyzes the numbers, he highlights that the emerging economies of China, India and Mexico have been on a buying binge. “From all indications, the demand for the precious metal from these countries will not subside anytime soon,” says Esposito.

Esposito notes that “Governments will be forced to continue to print money to help their economies, which will push gold prices even higher.”

Published every business day, Penny Stock Detectives researches and analyzes low-priced opportunities in the stock market and individual stock market sectors. Penny Stock Detectives reports on penny stocks, small-cap stocks, micro-cap stocks, high-profit potential plays mostly under $ 10, and the stock market in general.

To see the full article and to learn more about Penny Stock Detectives, visit http://www.pennystockdetectives.com.

The editors of Penny Stock Detectives believe that low-priced stocks, when researched properly, present investors with great opportunities to accumulate wealth and to increase the value of their investment portfolios. You can learn more about Penny Stock Detectives at http://www.pennystockdetectives.com.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







San Francisco Craft Brewer Triple Voodoo to Celebrate First Year at Church Key Bar February 15

Posted by on February 11, 2012 1 comment

San Francisco Craft Brewer Triple Voodoo to Celebrate First Year at Church Key Bar February 15











Triple Voodoo Brewing Company


San Francisco, CA (PRWEB) February 10, 2012

New name, new master brewer—same passion for creating the extraordinary. Triple Voodoo, the San Francisco craft brewer that made its public debut serving Inception Belgian-Style Pale Ale under the name Cherry Voodoo at the San Francisco Beer Week Opening Gala in 2011, is celebrating the start of its second year with three new brews and an anniversary celebration, one of SF Beer Week 2012’s featured events.

It was on February 15, 2011 that the Bay Area beer makers now known as Triple Voodoo introduced their limited edition Filth Pig Oak-Aged Imperial IPA and Angel Golden Honey Pale Ale to a thirsty SF Beer Week crowd at Church Key Bar. This year Triple Voodoo will celebrate the start of their second year at Church Key on February 15, 2012 from 6 to 9 pm.

Guests will toast this important milestone with glasses of limited-release Belgian-style Grand Cru and collaboration beers with Knee Deep Brewing and numerous master brewers from Devil’s Canyon Brewing Company, where Triple Voodoo brews all of its unique beers.

When asked about how it all began, co-founder Greg Kitchen recounts: “We were all friends who shared a hunger for craft beer. One of us started home brewing, and as we shared it with enthusiastic friends, we decided to go into business so that we could share his creations with other craft beer lovers.”

A new addition to Triple Voodoo this year is master brewer Devin Stephens, a 15-year craft beer veteran. Devin’s brewing passion began amid the flourishing craft brew scene taking root in Fort Collins, Colorado in 1996. He later moved to Northern California where, while stretching the limits of equipment capabilities and with keen attention to every detail, he began creating beers that push the envelope in terms of both quality and creativity.

Devin likes to reflect upon his personal journey: “I started brewing beer after purchasing a home brewing starter kit with a small cash bonus I earned at work and, like all of my other hobbies, it spiraled out of control. I don’t remember what I brewed first, but I do remember that it wasn’t very good—and that’s what motivated me to learn and improve.”

Triple Voodoo has a lot planned for year two, which centers upon utilizing Devin’s talents to develop many new and interesting styles. The company will serve at more events to deliver their craft beer to a wider audience. Barrel aging also tops the list of things to explore in 2012.

For more information about the Triple Voodoo One Year Anniversary celebration, SF Beer Week 2012 or any of Triple Voodoo Brewing’s products, please call (415) 598-8811 or visit them on the web at triplevoodoobrewing.com. To stay abreast of new products, events and promotions, like them on Facebook at http://www.facebook.com/TripleVoodoo.

About Triple Voodoo Brewing

Triple Voodoo Brewing is a San Francisco Bay Area craft brewery that is dedicated to three unwavering principles: a passion for creating the extraordinary, a desire to share those creations with the world, and an ultimate goal to help make the world a better place for everyone.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







Charleston’s Daniel Island Ranked Among the Nation’s 20 Top-Selling Master Planned Communities

Posted by on February 8, 2012 1 comment

Charleston’s Daniel Island Ranked Among the Nation’s 20 Top-Selling Master Planned Communities











4,000 Acre Daniel Island is a top choice for Charleston real estate.

Charleston, South Carolina (PRWEB) February 07, 2012

With numerous awards and accolades to its name, Daniel Island has evolved as a top choice for Charleston real estate and one of the country’s most successful master planned communities of the past decade. A recent report comparing the sales performance of planned communities from across the country further reinforces this standing: Daniel Island ranked number 20 among the nation’s 50 best selling master planned communities for 2011. Announced by The Daniel Island Company this week, the list was compiled by national research firm John Burns Real Estate Consulting of Irvine, California.

This is the second year the firm has compiled the rankings, which are based on the number of properties changing hands during the year. The group defines Master Planned Communities as “large-scale developments that include a wide array of real estate product, multiple builders, diverse amenities and non-residential uses (schools, commercial, etc.).”

According to the firm, sales in master planned communities were generally stable or increased somewhat in 2011.

“This supports our belief that the market is improving and that master planned communities like Daniel Island continue to outperform other types of real estate,” says Julie Dombrowski, Communications Director for the Daniel Island Company, the island’s master developer. Daniel Island’s 2011 sales increased approximately 20% over the previous year.

Daniel Island’s recent ranking is the latest highlight on the community’s long list of national accolades. Widely recognized for its implementation of economically sound “smart growth” planning principles, it was named “America’s Best Suburban Smart Growth Community” by the National Association of Home Builders in 2004, and in 2007 it received a prestigious “Award for Excellence” from the Urban Land Institute. The island also has been named among “America’s Best Master Planned Communities” multiple times by Where to Retire magazine, and has been listed as a top golf community in several national publications, including Golf Magazine.

Located within the City of Charleston, Daniel Island is a 4,000-acre island town featuring traditional neighborhoods, professional golf, tennis and soccer facilities and a growing collection of amenities in a self-contained island town setting. The island’s downtown is home to schools, churches, medical offices, boutiques, restaurants, banks, a supermarket and many other conveniences. Hundreds of acres of parks, 23 miles of rivers and creeks, leisure trails and a private country club provide residents with endless recreational options, and the community’s central location within Charleston puts it within a 20 minute drive of the city’s famous downtown historic district, area beaches and airport.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







“How To Settle Debts Yourself” Now Available on Kindle

Posted by on February 4, 2012 1 comment

“How To Settle Debts Yourself” Now Available on Kindle











How To Settle Debts Yourself


(PRWEB) January 31, 2012

Sandee Ferman, author of How To Settle Debts Yourself, announced today that a Kindle version of the book is now available for immediate download. Ferman’s book is comprehensive, yet easy to read (and use!). And, as Sandee states in the book’s introduction, “I don’t hold back any secrets. You can do it! This book will show you how.”

Debt consolidation is not as easy as it was just a year or two ago, and consumers are looking for an alternative to bankruptcy. Ferman asks: “Why pay for a Debt Relief Service when you can “do it yourself” – often with better results?” Combining her experience doing Debt Negotiations, her experience as an educator, and her desire to help families become debt-free, Sandee Ferman has crafted a book that satisfies a strong need in America today.

Sandee points out that, “Many consumers have been affected by unexpected changes in their financial situation. They now find it difficult (or impossible!) to continue to make high credit card payments, especially when most of that goes to interest charges. They’re seeking a solution!”

“How to Settle Debts Yourself” contains useful information about debt consolidation, debt settlement, debt management, bankruptcy and even basic budgeting. An entire section describes conversations with creditors, and as a bonus the book contains sample letters for contacting and negotiatng debts directly with creditors.

A paperback version of How to Settle Debts Yourself can be purchased through Barnes and Noble, Amazon.com, and other select bookstores nationwide, or buy direct from http://www.howtosettledebtsyourself.com.

Debt Free Tips are available on http://www.howtosettledebtsyourself.com. Sign up for a free subscribe and receive regular updates.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







Sentric Releases Next Generation Human Capital Management system, Integrating HR and Payroll with Time & Attendance

Posted by on February 1, 2012 1 comment

Sentric Releases Next Generation Human Capital Management system, Integrating HR and Payroll with Time & Attendance











PITTSBURGH, Pennsylvania (PRWEB) February 01, 2012

Sentric, Inc., a Human Capital Management software and services firm, announced a major enhancement to SentricWorkforceTM with the completion of its upgraded Payroll component, targeting middle market organizations seeking a “cloud-based,” integrated workforce management suite featuring HR, Payroll and Time & Labor Management tools.

User benefits of the fully-integrated, cloud-based SaaS system include:


Empowering employees to manage their own information, profiles, careers, work/life events, benefits and training via self-service
Enabling managers to monitor their workforce more efficiently and easily from time off to qualifications tracking
Managing workforce communications, training, development and performance from one unified solution
Reporting on key workforce metrics, labor costs, point-in-time analytics and all other workforce activities
Implementing and deployment quickly, without investment of internal IT resources

SentricWorkforce is also component-based, so organizations can subscribe to all or portions of the suite while empowering employees, candidates, and managers through streamlined self-service, and automating key processes through the Routing and Alerts workflow engine.

“SentricWorkforce, now delivered with complete integration across the key components of Payroll, HR, and Time/Labor Management, is the culmination of the design and development efforts which we began several years ago,” said Linda McClelland, Product Manager of SentricWorkforce. “This product aligns our development efforts with the evolving needs of both current clients and the entire workforce management market space, while continuing to provide a highly-configurable solution.”

“This release secures our unique position for leading the market with in-depth workforce functionality, backed by full-service payroll and tax filing experience,” said Tracy Null, VP Business Development, Sentric.

Take a product tour of SentricWorkforce, a fully-integrated HCM platform that includes payroll, time management, benefits administration and a full suite of talent management services at http://info.sentric.net/sentricworkforce-producttour/.

About Sentric Inc.:

When we began operations in Pittsburgh in 1994, our mission was clear:  provide state-of-the-art technology with unmatched client service. Since its inception, Sentric, Inc. has evolved into a national workforce management solutions provider to more than 2,500 organizations, featuring rich technology coupled with our client-centric solutions approach to ensuring service excellence. For more information on Sentric solutions, visit http://www.sentric.net/.

CONTACT: Tracy Null, 412.253.1315

This press release was distributed through PR Web by Human Resources Marketer (HR Marketer: http://www.HRmarketer.com) on behalf of the company listed above.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.